|What does Cosmo Motors (referred to herein as “Cosmo Motors”, the “Company,” “we,” “us” or “our”), do with your personal information?
|Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal and state law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personally identifiable information (“Personal Information”) that we and/or our Partners collect and share depend on the web form or feature you utilize or the product or service you have with us. This information can include:
|All companies need to share customers’ Personal Information to run their everyday business, including responding to customer inquiries and processing Finance Applications. Personal Information may be sold, shared or transferred to Partners and Third Parties including but not limited to Financial Institutions and Customer Relationship Managers (CRMs). In the section below, we list the reasons companies can share their customer’s Personal Information; the reasons Cosmo Motors chooses to share; and whether you can limit this sharing.
|Reasons we can share your Personal Information with our Partners
|Does Cosmo Motors Share? *
|Can you limit this sharing? *
|For our everyday business purposes-
Including but not limited to respond to customer inquiries, process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes-
to offer our products and services to you
|For joint marketing with other financial companies
|For our affiliates to market to you-
information about your transactions and experiences
|We do not share
|For our affiliates’ everyday business purposes-
information about your creditworthiness
|We do not share
|For our nonaffiliates to market to you
|We do not share
* For California and Nevada residents please see below regarding opting out of your data being shared.
|To limit our sharing
Email us at: firstname.lastname@example.org
Please note: If you are a new customer, we can begin sharing your Personal Information  days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
|For more information about Google Analytics and how it collects and uses data, please go to “How Google uses data when you use our partners' sites or apps”, located at https://policies.google.com/technologies/partner-sites. To opt-out of Google Analytics at https://tools.google.com/dlpage/gaoptout.
|California & Nevada Residents
|For more information on rights and information for California and Nevada residents please see below.
|Call us at: 828-324-2444
Who We Are
|Who is providing this notice?
|This notice is being provided by Cosmo Motors and our Partners.
What We Do
|How does Cosmo Motors protect my Personal Information?
|To protect your Personal Information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
|How does Cosmo Motors collect my Personal Information?
The Company and our Partners may collect your Personal Information, for example, when you:
|Why can’t I limit all sharing?
Federal law gives you the right to limit only:
|California & Nevada Residents
Request Copy of Data
Residents of the State of California or Nevada may request and obtain from us, once a year and free of charge, information about the Personal Information (if any) we have disclosed to third parties for direct marketing purposes in the preceding calendar year.
Request to Delete Data
You may request that your Personal Information (if any) be deleted. If your information was already sold, shared, or transferred to a Partner or Third Party (including but not limited to a Financial Institution or Costomer Relationship Manager (CRM)), additional requests may need to be sent to those Companies as well.
Do Not Sell / Opt Out
In order to submit a Web Form or Finance Application you must indicate that you "Opt In" to having your information sold, shared, or transferred. In order to "Opt Out" from having your information sold, shared, or transferred you must refrain from submitting a Web Form or Finance Application as that type of action implies that you are opting in. Personal Information is not shared unless a Web Form or Finance Application is submitted.
If you are a California or Nevada resident and would like to make such a request, please submit your request in writing to:
ATTN: Constantine Kogan
eBizAutos.com is the "Web Host" for Cosmo Motors. When contacting Cosmo Motors to request a copy of or to delete your Personal Information, please also send a copy of the request to:
For all requests, you must put the statement "California Privacy Rights" or "Nevada Privacy Rights" in the body and/or subject of your request as well as your full name, street address, city, state, and zip code. Lack of proper identifying information may result in us not finding a match for your Personal Information. Please note requests must be made by mail or e-mail. We are not responsible for notices that are not labeled or sent properly, or that do not have complete information or postage.
Cosmo Motors does not knowingly allow anyone under the age of 16 to participate in any services offered on our website which require the submission of Personal Information including but not limited to Web Forms or Financial Applications. If we learn that a user is under 16 and has submitted Personal Information to us, we will delete their Personal Information.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Any person or entity with whom the Company enters into any kind of business transaction who is under an obligation to us to use reasonable care to keep Personal Information confidential, which may include our affiliates, nonaffiliates, and those with whom we joint market.
DATE LAST MODIFIED: December 20, 2019